You want to relocate to Greece — but you don’t know where to begin.

Most people believe the first step is opening a Greek bank account or renting an apartment.

It isn’t.

The first and most important step is speaking with a Greek tax advisor who understands international relocation, cross-border taxation, and long-term compliance.

Relocation is not just a lifestyle move. It is a tax and legal transition that affects you and your family from day one.

Step 1: Understand the Greek Tax System Before You Move

The first year of relocation is often the most complex. Without structured planning, you may face dual filing obligations, reporting issues, or unnecessary tax exposure.

Step 2: Obtain a Greek Tax Identification Number (AFM)

Your first official administrative step is obtaining a Greek Tax Identification Number (TIN/AFM). The AFM is a unique lifetime number. It cannot be deleted or replaced.

In most relocation cases, we suggest first registering as a non-tax resident. This provides flexibility and strategic control over your tax position.

The 183-Day Rule: Timing Matters

If you relocate before early July, you are likely to remain in Greece for more than 183 days within the calendar year, which may classify you as a Greek tax resident.

What Comes After the AFM?

When Should You Open a Greek Bank Account?

Do You Automatically Receive a Greek Social Security Number (AMKA)?

Living in Greece does not automatically entitle you to receive AMKA. AMKA is linked to economic activity and social insurance contributions.

AFM vs. AMKA: Understand the Difference

Planning to Move to Greece?

Before opening a bank account. Before signing a lease. Before transferring funds.

Speak with a Greek tax expert first.

A properly structured first step protects your wealth, reduces uncertainty, and ensures a smooth transition to your new life in Greece.